Life Planning

What It Is

Life planning is a process with deep roots in personal development and financial advising. Originating from the pioneering work of professionals like George Kinder, who emphasized the importance of integrating personal aspirations into financial planning, life planning evolved as a response to traditional financial planning’s focus on numbers rather than people’s dreams and values. The approach integrates financial tools with meaningful conversations about your values, dreams, and goals, ensuring a truly personalized plan.

Life planning is a process that helps you align your financial decisions with your personal values, dreams, and goals. It goes beyond traditional financial planning by focusing on what truly matters to you—your vision for your ideal life.

By starting with your aspirations, life planning creates a clear connection between your financial resources and the life you want to live. This connection is achieved through thoughtful exercises like the “Three Questions” and visualization techniques that help uncover your deepest desires. These tools ensure your money serves as a purposeful tool to support your happiness and values.

Why It’s Important

Many people go through life making financial decisions without a clear understanding of their deeper goals. This can lead to feelings of dissatisfaction, stress, or even regret.

Life planning addresses these challenges by:

Providing clarity: Through guided discussions and exercises, life planning helps you uncover your deepest aspirations and articulate clear, actionable goals that reflect your true desires.
Fostering alignment: By connecting your financial resources to your values, life planning ensures that every decision you make supports your priorities and long-term vision.
Enhancing fulfillment: With a clear roadmap in place, life planning empowers you to live with purpose and confidence, creating a life filled with meaning and joy.

When your financial plan is rooted in your life goals, you gain confidence, peace of mind, and a sense of freedom knowing you’re living intentionally.

What’s in It for You

Engaging in life planning offers transformative benefits, including:

Clarity: Discover what matters most to you and set meaningful goals.
Focus: Align your resources and energy toward your ideal life.
Purpose: Find deeper meaning in your financial and personal choices.
Peace of Mind: Feel confident that you’re on the right path.

High-Level Examples

Here are some scenarios where life planning makes a significant impact:

Scenario 1: A young professional feels stuck in a high-paying but unfulfilling job. Through life planning, they discover their passion for entrepreneurship. By engaging in deep conversations and exercises, they identify their core motivation and create a step-by-step financial strategy. This includes building a safety net, establishing a business fund, and designing a timeline for leaving their job. With this clarity, they transition into their new venture with confidence and purpose.
Scenario 2: A family dreams of traveling the world together while saving for their children’s college education. Life planning begins by understanding their priorities—creating cherished memories and securing their children’s future. Together, they build a financial roadmap that reallocates resources, identifies areas to reduce discretionary spending, and sets up dedicated travel and education funds. This approach ensures they can experience the joy of travel without compromising long-term goals.
Scenario 3: A retiree struggles with finding purpose in their newfound free time. Life planning helps them explore their passions, such as volunteering and pursuing hobbies. Through guided exploration, they define what brings them fulfillment and align their financial resources to support these activities. This includes creating a wealth allocation plan that balances their lifestyle needs with funding causes they care about. The result is a retirement filled with purpose and joy.

How It Works

Our life planning process is inspired by a transformative framework designed to uncover your deepest aspirations and align them with your financial reality. Here’s how it unfolds:

Exploration: In this initial session, we create a safe and open space for self-discovery. Through thought-provoking questions and meaningful dialogue, we help you identify your values, dreams, and what truly matters most in your life.
- Example Question: What would you do if you had all the time and money you needed?
Vision: This stage is about crafting a vivid picture of your ideal life. Using tools like the “Three Questions” and visualization exercises, we help you articulate your goals and imagine a future that excites and inspires you.
- Example Question: If you had just five years to live, what would you make sure to accomplish?
Obstacles: Life often presents challenges that can deter us from pursuing our dreams. In this stage, we work together to identify potential roadblocks, such as financial limitations or fear of change, and develop strategies to overcome them.
- Example Question: What fears or obstacles do you think could hold you back from achieving your goals?
Knowledge: Once we have a clear vision, we integrate your financial resources into the plan. This involves analyzing your current financial situation and designing a personalized strategy that includes budgeting, investment planning, tax considerations, and more.
- Example Question: What areas of your finances do you feel need the most clarity or improvement?
Action: The final stage focuses on putting the plan into action. We prioritize actionable steps, set timelines, and provide ongoing support to ensure that your life plan evolves alongside your changing needs and aspirations.
- Example Question: What is one small step you can take today to move closer to your vision?

Experience Life Planning

Are you ready to embrace a future where your financial decisions reflect your true aspirations? Let’s work together to create a plan that empowers you to live intentionally and with purpose. Schedule your free consultation today and take the first step toward turning your dreams into reality.

Get Started Today